Bradescoの2019年第1四半期決算

AsiaNet 78475 （0710）

【サンパウロ2019年4月25日PR Newswire＝共同通信JBN】

Bradesco（BM&FBovespa: BBDC3; BBDC4, NYSE: BBD）の主な数字は以下の通り。

1. 第1四半期の経常純利益は62億レアルで、前期比7%増、前年同期比22.3%増となった。1株当たり利益は2.83レアル、未収株主資本利益率は20.5%。

2. 第1四半期の営業利益は89億レアルで、前期比3.1%増、前年同期比15.6%増だった。

3. Bradesco Segurosの第1四半期の純利益は18億レアルで、前期比1.8%増、前年同期比16.1%増。損失率は68.5%と、前期比190ベーシスポイント（bp）改善し、合算率は80.3%で、前期比50bp上昇した。

4. 2019年3月時点の資産総額は１兆3880億レアルで、前期比0.2%増えた。平均総資産利益率は1.8%。

5. 2019年3月時点の拡大融資ポートフォリオは5483億レアルで、前期比3.1%増、前年同期比12.7%増だった。

6. 純金利収入は141億レアルと、前期比4.2%増、前年同期比4.7%減となった。

7. 第1四半期の90日超の返済遅延比率は3.3%で、前期比20bp、前年同期比110bpそれぞれ改善した。これにより不良債権引当金を前年同期比8.4%削減できた。

8. 手数料収入は前期比2.4%増で、前年同期比では4.3%減だった。

9. 運用資産は総額2兆2050億レアルで、前期比1.1%増、2018年第1四半期比8.1%増となった。

10. 株主資本は2019年3月時点で総額1266億7400万レアルと、前期比4.6%増、2018年3月比11.3%増だった。

11. 自己資本比率（ティア1）は2019年3月に14.4%となり、前期と比べて70bp上昇した。

決算リリース会見でのプレゼンテーション、経済財務分析レポート、完全な財務諸表はInvestor Relationsのホームページ（bradesco.com.br/ir-en ）で入手可能。

▽問い合わせ先

Investor Relations Area

Tel.: +55 (11) 2194-0922

e-mail: investors@bradesco.com.br

ソース：Banco Bradesco S.A.

Bradesco - Results in the 1st Quarter of 2019

PR78475

SAO PAULO, April 25, 2019 /PRNewswire=KYODO JBN/ --

The main figures obtained by Bradesco (BM&FBovespa: BBDC3; BBDC4, NYSE: BBD)

are presented below:

1. Recurring Net Income in the 1st quarter recorded R$6.2 billion, an increase

of 7% compared to the previous quarter and 22.3% compared to the same quarter

of the previous year, representing R$2.83 per share with accrued profitability

in the quarter over Shareholder's Equity of 20.5%.

2. Operating Income in the 1st quarter recorded R$8.9 billion, an increase of 3.1% compared

to the previous quarter and 15.6% compared to the same quarter of the previous year.

3. Bradesco Seguros Net Income in the 1st quarter recorded R$1.8 billion, an

increase of 1.8% compared to the previous quarter and 16.1% compared to the

same quarter of the previous year. Claims Ratio reached 68.5%, an improvement

of 190 bps compared to previous quarter and the Combined Ratio reached 80.3%,

an increase of 50 bps compared to the previous quarter.

4. Total Assets recorded a balance of R$1.388 trillion in March 2019, a growth

of 0.2% compared to the last quarter. Return on Average Total Assets was 1.8%.

5. Expanded Loan Portfolio in March 2019 reached R$548.3 billion, an increase

of 3.1% quarter-over-quarter and 12.7% year-over-year.

6. Net Interest Income totaled R$14.1 billion, an increase of 4.2% compared to

the previous quarter and a contraction of 4.7% compared to the same quarter of

the previous year.

7. In the 1st quarter, Delinquency over 90 days reached 3.3%, an improvement of

20 bps quarter-over-quarter and 110 bps year-over-year, allowing a relevant

reduction of 8.4% on Credit Losses Provision Expenses compared to the same

period of the previous year.

8. Fee and Commission Income expanded 2.4 year over year and contracted 4.3%

compared to the previous quarter.

9. Assets Under Management reached R$2.205 trillion, an increase of 1.1%

compared to the previous quarter and 8.1% compared to the 1st quarter of 2018.

10. In March 2019 Shareholders' Equity totaled R$126.674 billion, a 4.6% growth

compared to previous quarter and a 11.3% growth compared to March 2018.

11. Tier I Basel Ratio was 14.4% in March 2019, an increase of 70 bps compared

to the previous quarter.

Earnings Release Conference Call presentation, Report on Economic and Financial

Analysis and Complete Financial Statements are available on the Investor

Relations website - bradesco.com.br/ir-en.

FURTHER INFORMATION:

Investor Relations Area

Tel.: +55 (11) 2194-0922

e-mail: investors@bradesco.com.br

SOURCE Banco Bradesco S.A.