Bradescoの2018年第4四半期決算

AsiaNet 77299 （0164）

【サンパウロ2019年1月31日PR Newswire＝共同通信JBN】

Bradescoの主な数字は以下の通り。

1. 第4四半期の経常純利益は58億レアルで、前期比6.6%増、前年同期比19.9%増となった。1株当たり利益は3.22レアル、未収株主資本利益率は19.7%。

2. 第4四半期の営業利益は86億レアルで、前期比2.1％増、前年同期比32.9％増だった。

3. Bradesco Segurosの第4四半期の純利益は18億レアルで、前期比21.9%増、前年同期比26.7%増。損失率は70.4%と、前期比200ベーシスポイント（bp）改善し、合算率は80.8%で、前期比330bp上昇した。

4. 2018年12月時点の資産総額は１兆3860億レアルで、前期比2.2％増えた。平均総資産利益率は1.6％。

5. 2018年12月時点の拡大融資ポートフォリオは5316億レアルで、前期比1.6％増、前年同期比7.8増だった。

6. 純金利収入は168億レアルと、前期比6.6％増、前年同期比6.1増となった。

7. 第4四半期の90日超の返済遅延比率は3.5％で、前期比10bp、前年同期比120bpそれぞれ改善した。これにより不良債権引当金を前年同期比31.8％削減できた。

8. 手数料収入は前期比3.9％、前年同期比4.0％それぞれ増えた。

9. 運用資産は総額2兆1390億レアルで、前期比2.4％増、2017年12月比で7.6％増となった。

10. 株主資本は2018年12月時点で総額1211億2100万レアルと、前期比4.7%増、2017年12月比9.7％増だった。

11. 自己資本比率（ティア1）は2018年12月に13.7%となり、前期と比べて150bp上昇した。

決算リリース会見でのプレゼンテーション、経済財務分析レポート、完全な財務諸表はInvestor Relationsのホームページ（bradesco.com.br/ir-en ）で入手可能。

▽問い合わせ先

Investor Relations Area

Tel.: +55 (11) 2194-0922

e-mail: investors@bradesco.com.br

ソース：Banco Bradesco S.A.

Bradesco - Results in the 4th Quarter of 2018

PR77299

SÃO PAULO, Jan. 31, 2019 /PRNewswire=KYODO JBN/ --

The main figures obtained by Bradesco are presented below:

1. Recurring Net Income in the 4th quarter recorded R$5.8 billion, an increase

of 6.6% compared to the previous quarter and 19.9% compared to the same quarter

of the previous year, representing R$3.22 per share with accrued profitability

in the quarter over Shareholder's Equity of 19.7%.

2. Operating Income in the 4th quarter recorded R$8.6 billion, an increase of

2.1% compared to the previous quarter and 32.9% compared to the same quarter of

the previous year.

3. Bradesco Seguros Net Income in the 4th quarter recorded R$1.8 billion,

an increase of 21.9% compared to the previous quarter and 26.7% compared

to the same quarter of the previous year. The Claims Ratio reached 70.4%,

an improvement of 200 bps compared to previous quarter and the Combined Ratio

reached 80.8% an increase of 330 bps compared to previous quarter.

4. Total Assets, in December 2018, recorded a balance of R$1.386 trillion,

a growth of 2.2% compared to the last quarter. The return on Average Total Assets

was 1.6%.

5. Expanded Loan Portfolio, in December 2018, reached R$531.6 billion, a growth

of 1.6% compared to the previous quarter and 7.8% compared to the same quarter

of the previous year.

6. Net Interest Income totaled R$16.8 billion, an increase of 6.6% compared to

the previous quarter and 6.1% compared to the same quarter of the previous year.

7. In the 4th quarter, the Delinquency over 90 days reached 3.5%,

an improvement of 10 bps compared to the previous quarter and and 120 bps

compared to the same period of the previous year, allowing relevant reduction of 31.8%

on Credit Losses Provision Expenses compared to the same period of the previous year.

8. Fee and Commission Income increased 3.9% compared to the previous quarter

and 4.0% compared to the same quarter of the previous year.

9. Assets Under Management reached R$2.139 trillion, an increase of 2.4%

compared to the previous quarter and 7.6% compared to December 2017.

10. Shareholders' Equity, in December 2018, totaled R$121.121 billion, a growth

of 4.7% compared to previous quarter and 9.7% compared to December 2017.

11. Tier I Basel Ratio was 13.7% in December 2018, an increase of 150 bps

compared to the previous quarter.

The Earnings Release Conference Call presentation, Report on Economic and

Financial Analysis and Complete Financial Statements are available on the

Investor Relations website - bradesco.com.br/ir-en.

FURTHER INFORMATION:

Investor Relations Area

Tel.: +55 (11) 2194-0922

e-mail: investors@bradesco.com.br

Source - Banco Bradesco S.A.